Live In Peace With Inbound USA Travel Medical Insurance Coverage

March 18, 2010 | Leave a Comment

If you’re a non-U.S. citizen visiting the United States, you might want to consider inbound USA travel medical insurance for your insurance needs. Whether you’re U.S.-bound for business or fun, Inbound USA offers a suitable short-term plan with scheduled benefits. The plan can be renewed for up to one year.

With inbound visitor medical insurance, you can choose from plans featuring different maximum coverage amounts. If you are over 70 years of age, there are two plans designed especially for you.

All the varieties of inbound USA medical insurance cover physical and mental health. Under physical health benefits,inpatient and outpatient care, including radiation and chemotherapy, surgery, and emergency services are covered. Damage to natural teeth is also covered, subject to conditions, and substance abuse and nervous disorders round off the mental health benefits of the plan.

In case you are in an emergency, your evacuation to safety, and the sending home of remains in the unfortunate case of your death are also covered by inbound USA travel medical insurance. However, the evacuation must be organized through the insurance service company. Accidental death and dismemberment are also covered.

One of the unique features of the inbound USA insurance plan is the optional benefit that covers an episode of myocardial infarction or stroke due to a pre-existing condition, up to a maximum of $5,000, depending on the options chosen. The plan also covers incidental international trips from the United States to a third country, up to a month.

Some of the exclusions of the inbound visitor medical insurance plan are: scheduled physician exams, scheduled ophthalmologist and dentist visits, speech and occupational therapy, and pregnancy. The plan also excludes high-risk activities such as hazardous sports.

The complete list of exclusions and benefits can be found in the Schedule of Benefits of the inbound USA insurance plan. Fixed benefit plans such as inbound USA medical insurance also feature benefit limits for each medical condition, and these must be looked at carefully as well.

The Inbound USA plan can be renewed for a year, after which the plan holder must apply for a new policy. Lloyd’s London, rated A “Excellent” by A.M. Best, is the underwriter of the Inbound USA plan, and Seven Corners International are the administrators of the plan.

Dan Miller frequently writes about inbound USA travel medical insurance

Posted by Dan Miller | Filed Under Travel Insurance 

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